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Term Insurance – Why This is the Only Policy You Will Ever Need to Buy?

Well lets start with a very basic question? Why do we take insurance policies ? Is it for insurance sake i.e cover the risk of loss of the asset insured, or is it for investment? Or is it for both? The answer to this could be all three.There are people who buy it just for insurance sake, while some buy …

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What to Do When Your Car Is Pulled Over by Police

In general, there is no difference between the model, make and type of vehicle you choose to operate: if you intend to drive recklessly, be it behind the wheel of a car, truck, SUV, ATV, RV or motorcycle, be prepared to dish out a lot more for your vehicle’s commercial or personal insurance policy premiums. Auto quotes and rates typically …

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Do I Have the Right to Take My Car to the Body Shop of My Choice?

Getting into a car accident can be one of the most stressful events in life, no matter how light the damage. Dealing with insurance companies, understanding consumer rights and selecting a body shop for collision repair can be overwhelming. The situation is even harder when insurance companies disguise the truth and even try to get customers to choose their preferred …

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How Does An Accident Affect Insurance Cost

Every year there are hundreds of thousands of accidents on the national road network. If you have been involved in a traffic related problem, you may want to know how does an accident affect insurance cost. Though vehicle collisions are never a happy situation, they do not always result in a dramatic increase in the cost of auto insurance. The …

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You Can Turn Unneeded Life Insurance Into Cash

In these difficult financial times you may be looking for ways to cut back on expenses. Letting your life insurance policy lapse or surrendering it for the cash value may seem like a good idea. But did you know your life insurance policy is an asset that you can actually sell? Until recently, the only options for liquidating an underperforming …

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Protecting the Smallest Member of Your Family: A Step-by-step Guide to Pet Insurance

Let's face it – Fido and Fluffy are an important part of your family. Do you want to have to assign a dollar value to them if they become sick or injured? That may well be the case if you do not have pet health insurance. Rising veterinary costs mean that pet owners can pay hundreds – and even thousands …

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Insurance Quotes Online – How to Get Free Insurance Quotes and Find the Best Rate Online

So, after gnashing your teeth and swearing profusely about the grave injustices imposed upon the common consumer in relation to the legally imposed obligation to ensure that they take out insurance policies, you have finally got round to actually searching for a relevant service provider. It would seem that as much as consumers hate having to pay their hard earned …

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Flood Insurance – Protecting Your Home From Flash Floods

7 Quick Facts About Flood Damage and How to Better Protect Your Home and Business. The massive flood damage around the Birmingham metro area on April 7th, 2014 caught many residence by surprise. Based on the national Weather Service, more than 7 inches of rain was measured in Vestavia Hills, while other locations in the area reported 5 – 6 …

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Free Insurance Selling Techniques – Effective Sales Questions That Sizzle

There are many free insurance selling techniques out there that are completely ineffective. What causes this is that effective sales questions for selling insurance are completely different from those used in selling refrigerators. Discover how to not only make your questions effective, but techniques to make them sizzle. Only one way exists to keep up with the latest effective insurance …

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Cheap Car Insurance for Women – What Makes It Easy for Women to Find Cheap Car Insurance

Many of the companies feel more confident in giving cheap car insurance for women than that for men. Driving schools feel it easier to teach men than women. Then why is it the other way for women? Following are some of the reasons behind this. 1. Women drive safe. Men learn driving faster than women. When it comes to swiftness, …

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