First financial bank Kasasa Cash available in AR and MS BANKING

Deal summary: Kasasa Cash, 4.07% APY on eligible balances up to $ 15,000. Kasasa Saver 1.00% APY on Qualifying Funds up to $ 50,000.

Availability: Arkansas and Mississippi

Kasasa Cash from First Financial Bank (FFB) currently earns 4.07% APY on qualifying balances up to $ 15,000. Qualifying credits over $ 15,000 earn 0.50% APY, and unqualified credits 0.05% APY.

4.07% – – $ 15k Erste Finanzbank (AR) Kasasa Cash

Prices from September 5, 2020.

I first wrote about FFB’s Kasasa Cash account over seven years ago. At this point, the newly added Kasasa Cash account was earning 3.00% APY on eligible balances up to $ 15,000 and was available nationwide. National availability only lasted three months, but the initial 3.00% APY lasted two years. The APY fell to 2.00% in early 2015, but more than doubled in November 2017. The 4.07% APY has been in effect since then.

The monthly qualification requirements are easily met and do not involve a direct deposit or ACH transaction.

  • At least 12 debit card purchases
  • Register and receive eStatements
  • Register and log into online banking

The Kasasa Cash has no monthly maintenance fees or minimum balance requirements, but does require an initial deposit of at least $ 50. Unlimited nationwide ATM fees are refunded if the requirements are met. Unlimited writing of checks is possible and a Visa® debit card is issued after the account is opened. There is a limit of one Kasasa Cash account per social security number.

Kasasa Saver

When linked to the Kasasa Cash account, the Kasasa Saver earns FFB 1.00% APY on qualified balances up to USD 50,000. Qualifying credits over $ 100,000 earn 0.50% APY and unqualified credits earn 0.05% APY.

1.00* *%. – – $ 50,000 Erste Finanzbank (AR) Kasasa Saver
OTHER ANIMALS: 0.50% $ 50,000 +

Prices from September 5, 2020.

Rewards earned from the Kasasa Cash account are automatically transferred to Kasasa Saver every month. Like the Kasasa Cash Checking account, the Kasasa Saver has no monthly maintenance fee or minimum balance and can be opened with a minimum deposit of $ 50. There is a limit of one Kasasa Cash account per social security number.

Annual income from combined Kasasa Cash / Kasasa Saver accounts

The potential combined annual profit of Kasasa Cash (4.07% APY / $ 15,000) and Kasasa Saver (1.00% APY / $ 50,000) is approximately $ 1,110 (1.71% APY / $ 65,000).

The Kasasa brand

For those unfamiliar with the Kasasa brand, Kasasa Cash is a type of Reward Checking Account (RCA), developed by the Texan company Kasasa, Ltd. Kasasa website,

Kasasa: The free checking account that is rewarded every month for tasks that have already been completed.

By taking certain actions that are valuable to your bank or credit union, such as: B. Using your debit card or online banking, your institution earns more money, which it shares with you in the form of rewards.

In case you were wondering, “Kasasa” is just a made up word.

In a world where people are too often taken for granted as account numbers in real life,
we didn’t want to be next [INSERT GENERIC NAME] Checking account.


First Financial Bank, headquartered in El Dorado, Arkansas, offers the residents of Arkansas and Mississippi its line of Kasasa branded products.

A Kasasa Cash / Kasasa Saver account can be opened on-line, or one of the 15 Arkansas offices in Cherry Valley, El Dorado (5), Forrest City, Harrisburg (2), Little Rock, McCrory, Mena, Smackover and Wynne (2) or one of the two Mississippi offices located in Carthage and Senatobia. The Branch update Side details of which branch lobbies are open for walkable traffic (limited capacity) or are only accessible by appointment.

Bank overview

First Financial Bank has an “A” health status on with a Texas Ratio of 8.68% (excellent) based on data as of June 30, 2020. Last year, the bank increased its total unbroken deposits by 428 . $ 14 million for an excellent annual growth rate of 56.53%. For more information, see our First Financial Bank financial overview (FDIC Certificate No. 28905).

Originally founded in 1934 as the First Federal Savings and Loan Association, First Financial Bank was renamed three times and its organizational status changed twice between 1984 and 1999. With the acquisition of Cornerstone Bank in 2006, the bank expanded its market area beyond the Arkansas border in Senatobia, Mississippi. The acquisition of the First National Bank of Wynne (AR) in November 2019 expanded FFB’s presence to northeast Arkansas. First Financial Bank is currently the 12th largest bank, headquartered in Arkansas, with more than $ 1.5 billion in assets and more than 51,000 customer accounts.

How the Kasasa Cash compares

When compared to the High Yield Reward checking accounts tracked by with a maximum balance of at least $ 15,000 available in Arkansas, First Financial Bank’s Kasasa Cash APY currently ranks first.

Interest rate Account designation Credit union / bank
4.07% APY Kasasa Cash (up to $ 15,000) First financial bank
3.01% APY Kasasa Cash (up to $ 25,000) United Bank (AR)
3.00% APY Kasasa Cash (up to $ 25,000) Bank of Little Rock

The above prices apply from September 5th, 2020.

For information on the best nationwide and country-specific rates for premium checking accounts, please visit our high-yielding premium checking account rates page.

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