Another month has passed in this strange year.
Since nothing has changed in lockdown requirements in Greater Manchester, I still only leave the house as needed, not back in the office yet, although I actually look forward to going back in at some point just to see a few different faces.
How did I manage my savings in August?
I could save 47.1% on my net wages – there was a ton of expenses, including gifts for a few special birthdays, a few gardening items, and some purchases I’d made on my credit card in late July.
The above savings include top-ups of a £ 75 Win Premium Bond (woo hoo!), £ 50 Matched betting winnings (from last month), £ 57.69 from affiliate income from OddsMonkey* (Thanks to everyone who signed up using my links!) And £ 20.20 from TopCashback*.
Stocks and Investment Trusts
No new investments, I just topped up existing investments.
The current stock / IT portfolio can be found here Here.
(Full portfolio here)
Future Fund
Large rises in the stock markets caused my future fund to pop £ 197,334but with some market swings this week, I’ll be lucky to finish this high in late September.
Still V-shaped!
Dividends and Other Income
A Better Month for Dividends:
I received £ 358.52, of which £ 245.32 from my ISAs, the rest from my SIPPs. This doesn’t make up for the miserable income I received in July, but it’s welcome nonetheless and was a very good increase over last year. All dividends are reinvested.
This is what my diagram looks like now …
It takes me an average of 185 pounds a month to reach my goal – maybe doable?
Matched Betting (MB)
A combination of work and the end of the football season meant I didn’t spend a lot of time with MB.
Even so, I still made a reasonably decent profit £ 253 so am happy with it.
As mentioned earlier, the MB guide that I subscribe to is OddsMonkey*, ideal for beginners and experienced competitors. There are step-by-step instructions and a friendly forum where you can ask questions and get help with the offers.
Target update
After 4 months (is that all !?) of the year, the goals are as follows:
So, summer has come and gone, we seem to be in the middle of autumn and I’m already fighting with my sister over the central heating …
How was august for you
[*referral/affiliate link]
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