Planning a vacation is an exciting time, but it can be stressful to get everything you need to make your trip a successful one. However, don’t forget to make health care plans as you plan hotels and flights. If something goes wrong, it is good to know that you are protected.
Before you go on a trip, you should consult your doctor. A physical exam is highly recommended for seniors before going on vacation, so they know you can travel safely. Your doctor will also make sure that your vaccinations are up to date.
Make a travel health package (bandages, tweezers, antibacterial ointments, etc.) while packing your medication. You will want to pack all Your medication in your hand luggage if your luggage is lost or delayed by the airline.
The travel industry recognizes that seniors are some of their most valuable customers, and does everything to make travel affordable. Look for senior discounts on your airlines, hotels, rental cars, and especially meals and entertainment.
If you don’t feel like renting a car and driving through a foreign city, check out ridesharing options like Uber and Lyft.
If you are traveling within the United States, make sure that your Medicare plan covers you outside of the state. If you have Original Medicare, you are insured if you see a doctor who accepts Medicare.
If you travel with Original Medicare outside of the United States, you really don’t have any health insurance other than in very limited circumstances. If you are concerned about your health care and want to feel safe on your trip, you should take out short-term travel insurance. This is a temporary cover that pays all of your health care during your vacation. It can even cover other travel problems such as lost luggage and delayed flights.
If you have one Medigap planYou may have travel insurance for up to $ 50,000 abroad. This is a lifetime maximum, no limit per trip, and there is usually a deductible.
Part-D plans typically have national pharmacy networks. So if you need to fill out a prescription on vacation, you can probably find a participating CVS or walgreens nearby, for example.
Travel is one of the great benefits of retirement. Don’t jeopardize your trip before it starts by neglecting to take care of your health needs before you leave home.
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