Apply for scholarships!
A trip abroad can sound very appealing. The price tag of the trip, however, can be quite daunting. That's what I thought when I first studied at IBS abroad in Southeast Asia. I already pay tutoring – how could I afford a trip to Asia? The first step I took to find out the information was a trip to my school's overseas office. When I told them that I was watching an IBS program, it helped streamline the process, as I already knew which program I was looking for. Since I am a doctoral student, we have looked at various types of grants that I could apply for to relieve travel expenses. I've exhausted all the financial resources to keep myself in the best possible position, and knew that I had made every effort to cover the cost of the trip. First, I visited the IBS website and read blogs like mine to see what others have done to help pay for their travels. I had received some emails from IBS about potential scholarships and decided to check them to see if I had qualified for one of them. After exhausting my opportunities through IBS, I investigated what my NIU school could offer for scholarships and scholarships.
I applied for any scholarship I was qualified for, and spoke directly to the leaders of the journey with all the concerns I had. One benefit that the NIU was able to offer me was that I was enrolled in the school's payment plan. In this way, I was able to split the travel expenses that were not covered into smaller, more appropriate payments. Both the IBS and the NIU have been very helpful in looking out for when I would receive scholarships, which I can expect and when I can expect to pay.
Budget! Budget! Budget!
Besides the actual cost of the trip, it was important to budget what I would spend in each country, what kind of cell phone plan I would have to estimate the cost of the things I had to buy before I went to the country (one Visa for Vietnam, a voltage difference converter / adapter, all vaccines that my insurance did not cover, etc.). Without including the cost of these things in my trip, I would have incurred some additional costs that could have seriously offset my budget. It is also important to decide how you want to convert your money, as there are many options that can either benefit or affect your financial plan. First, check the exchange rate to realistically plan how far your money can expand in the countries you visit. It was very cool to see my $ 8.00 give me a one-hour oil massage in Thailand! Some people on our trip converted their US dollars before they left the US. This will be your safest option, but you will get the worst exchange rate! Others just took cash in the US (I did that) and planned to convert it overseas on arrival. This may prevent you from charging for ATMs or foreign money transfers if you use a debit or credit card.
If you plan to take cash, I recommend that you bring a security card or exchange a small amount of money before you leave. We encountered a problem where the hotel or the bureau de change did not take our money because it was too old (had to be in the 2013 series or newer), too wrinkled or partially torn or labeled. We could not understand it because our banks in the US gave it to us! In the end, however, we passed the money on to people who could use ATMs and withdraw money for us. In this way, however, indirectly falls to an ATM fee! So if you really just want to take cash with you, I strongly recommend that you go to a cashier and ask for the latest crisp notes you have to avoid accidents when you are overseas!
Weigh the options
In fact, I did not seem to be able to fully cover the cost of my trip abroad, which led me to make realistic expectations about travel expenses and weigh up my opportunities to participate. In the end, my trip cost about $ 500 more than what it would have cost to attend a class here on campus in DeKalb. For a future accountant, the answer to this question would normally be simple – choose the cheaper option. However, I looked through the itinerary and saw things that I just could not get in a classroom. I paid for a real (and super cool and immersive) experience of how the overseas business really is. And when I write this blog, on my return from the two weeks of my life that I've developed the fastest, I can confidently say that every cent I spent on this seminar was definitely worth it join a second!
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